The state of Kentucky is just over 39 thousand square miles. Within those parameters lives more than four million people. While much of the state is classified as rural, most habit "urban" cities. In 2016, there were over three million registered vehicles and almost three [...]
Insurance policies cover us in “just in case” scenarios like car accidents, both routine medical care, emergency care, and in natural disasters. We agree to pay premiums, and when the unthinkable happens, the policy kicks in to cover the damage.
Car accidents are scary for many reasons. Someone hitting you while you're driving opens you up to injury. Injuries can range from mild to severe, and some affect your way of life. Concussions are all too common during car accidents. If you or a loved one recently received a [...]
If you’ve ever had to rent a car, you’ve probably been asked by the rental car company if you would like to purchase rental insurance on the vehicle. You decide to play it safe and say yes, but is supplemental rental insurance actually necessary or is it just an added expense?
In an emergency, there’s not much time to think. Someone you love is hurt, and you call 911. The dispatcher sends an ambulance. Your loved one is rushed to the nearest emergency room, and they are treated on the way to and at the hospital. It’s not until you get the bill that [...]
Unfortunately, just because you do your best to abide by state laws and regulations doesn’t mean other drivers will too. You need to take precautions against these drivers. It is why we’re taught defensive driving techniques to help prevent a not-at-fault accident caused by [...]
Gap insurance, or Guaranteed Auto Protection insurance, covers the difference between what you actually owe on the car and what the car is valued at for insurance purposes. Did you know, according to CARFAX, most cars lose around 20 percent of their value in less than a year [...]
Being in an auto accident or receiving a traffic ticket can cost you more than just repairing damages or paying the fine. An at-fault accident or ticket can also raise your insurance rates. Even just receiving a traffic ticket has the potential of raising your premiums. But how [...]