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insurance

Do I Need Gap Insurance?

Gap insurance, or Guaranteed Auto Protection insurance, covers the difference between what you actually owe on the car and what the car is valued at for insurance purposes. Did you know, according to CARFAX, most cars lose around 20 percent of their value in less than a year [...]
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How will an auto accident or a ticket affect my insurance rates?

Being in an auto accident or receiving a traffic ticket can cost you more than just repairing damages or paying the fine. An at-fault accident or ticket can also raise your insurance rates. Even just receiving a traffic ticket has the potential of raising your premiums. But how [...]
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Electric scooters are convenient if used safely

Nashville has become one of the most recent cities to be introduced to the rentable electric scooter craze. These electric scooters have popped up everywhere. You locate them through an app on your phone and rent them directly through the app. They're designed to provide a clean [...]
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Why should I keep my medical records after an accident?

After an auto accident, you may not want to organize the mountain of paperwork it can generate. However, keeping track of all your medical records after a wreck is one of the most important things you can do.
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Why did my auto insurance rates go up?

Auto insurance can be one of the most confusing aspects of owning a car. Each company swears they will save you hundreds of dollars a year; it seems like the state is always changing the requirements for limits, and if you need to make a claim, it can be incredibly difficult to [...]
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How to deal with a hit and run accident

After a car accident, most drivers usually pull over to the shoulder and exchange insurance with one another. We've covered what to do immediately following a normal accident, but what if the other driver runs from the scene?
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How do I pay my bills after an accident?

After a car or big truck accident has caused injury to you or your loved ones, the last thing you want to worry about is the bill. Paying for medical bills after an accident is not a fun topic, but one that must be discussed.
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What NOT to do after a car or big truck accident

The moments after an accident can be an emotional blur for everyone involved. It can seem that there are a lot of steps to remember following a wreck. However, there are a few things that anyone involved in an accident should NOT do to avoid headaches in the days and weeks to [...]
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How do car accident claims work?

No one expects to be in a car wreck, and many people are unprepared for what to do when an accident actually happens. One of the most important parts of the after-accident to-do list is filing an accurate and timely insurance claim.
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What is the difference between a co-pay and a deductible?

If you've recently been in an accident, you may already know the difference between an insurance co-pay, and your insurance deductible. However, not everyone may understand the difference and how they affect what you pay for health coverage.
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