According to the National Highway Traffic Safety Administration, there were 6,296,000 crashes in the U.S. in 2015, meaning almost 719 crashes every single minute. Of these crashes, 27% (1,715,000) involved injuries and 0.5% (32,166) involved a fatality. Anytime there are deaths, injuries, or significant damages, the chances of litigation go up.
There are many reasons why multi-car accidents occur. Authorities and insurance companies will work hard to investigate and bring evidence to prove who is at fault.
It's important to take steps to protect yourself when you are involved in a multi-car accident and do what you can to help the authorities determine fault as quickly as possible.
We're giving you some tips on what to do if you are involved in a multi-car accident.
Get medical help if needed. If you or someone is significantly injured, call 911 to get them the medical attention they need immediately. You can also ask others that are involved if they are ok. Take note of who seems injured and who does not. This could help if someone claims to have injured their knee badly, but they were walking around just fine at the time of the accident.
Call the authorities. Call the police so they can start the investigation. They will interview all persons involved in the crash as well as take pictures and gather evidence. The report they generate will help insurance companies ultimately decide who is at fault and what they will pay out in damages.
Make sure you exchange information. If someone tries to leave the scene, take a picture of their license plate. Collect the information of everyone involved in the accident. You will need it when you call your insurance company.
File your claim. Call your insurance company to file a claim soon after the accident, within a few days. You'll want to call sooner if your car is damaged severely and you need a rental car while yours is being repaired.
An article by Thrillist ranked all 50 states (and DC) by how likely residents are to die in a car crash. Tennessee ranked 10th in the country for the most dangerous roads. If you are a resident in the state of Tennessee, you have a one in 3,170 chance of being in a crash that results in a fatality, less than the overall national average. Be cautious and drive safely, we don't want anyone to be one of those statistics.
When there are multiple cars involved, who's at fault can be fuzzy and litigation may be the only way to be compensated for your injuries or damages.